If you are out of work after an injury, and your Social Security Disability claim has reached the hearing stage, the waiting can feel endless. Rent is still due, medical bills keep arriving, and you may be trying to manage pain, treatment, and daily life on a tighter budget. One of the most common questions we hear is urgent and straightforward: How long will my disability hearing take in Massachusetts?

The honest answer is that timelines vary, and the best estimates come from understanding what the Social Security Administration (SSA) is actually measuring when it publishes hearing wait-time data. Used correctly, SSA data can help you set expectations and plan. Misused, it can create false hope or unnecessary panic.

Below is a clear, Massachusetts-focused guide to what happens at the hearing level, what SSA’s published numbers do and do not mean, and what you can do now to protect your claim, with help from an experienced social security disability lawyer when needed.

December is the month when paperwork choices ripple into next year’s medical access and costs. If you receive Social Security Disability Insurance and are on Medicare, or will be eligible soon, Open Enrollment is your chance to make sure the plan you use on January 1 fits your medications, specialists, and budget. Because plan formularies and networks change every year, standing still can be as risky as making the wrong choice. Here is how to check your options, avoid common pitfalls, and protect your SSDI case from unintended consequences.

Start With Your Medications And Doctors

Begin by making a fresh list of your daily medications, including exact names, dosages, and the pharmacies you prefer. For each plan you are considering, check whether those drugs are covered, what tier they fall into, and whether prior authorization or step therapy is required. A plan that looks inexpensive on the premium can become costly if your key medication moves to a higher tier. Next, verify that your specialists and hospitals remain in-network for 2026. This is especially important for Bostonians receiving care at large systems such as MGB, BIDMC, or BMC; a slight network shift can mean longer travel time, fewer appointment options, or delays in procedures.

Receiving a denial of Social Security Disability Insurance benefits is stressful at any time of year, and when it happens during the holidays, it can feel overwhelming. You may be trying to manage family obligations, travel, and end-of-year finances. Yet, the Social Security Administration still expects you to meet strict deadlines and follow detailed appeal procedures.

The good news is that a denial is not the end of your claim. Most SSDI cases are initially denied, but many are later approved on appeal, especially when the applicant has received legal guidance. Below is a clear, practical overview of how SSDI appeals work, how holiday schedules can affect your deadlines, and when to reach out to Jeffrey Glassman Injury Lawyers for help

Understanding SSDI and the Appeal Process

If you rely on Social Security Disability Insurance (SSDI), September brought several changes and deadlines worth your attention. Below, we break down what’s new, what’s coming next, and how these updates affect beneficiaries in Massachusetts and across the United States. As always, if you have questions about eligibility, denials, appeals, or overpayment notices, we at Jeffrey Glassman Injury Lawyers are here to help at (617) 777-7777.

The Big One: Electronic-Only Payments Deadline (September 30)

Federal benefits, including SSDI, are moving away from paper checks. September 30 marks the cut-off for beneficiaries who still receive a physical check to switch to an electronic option. This is designed to reduce the loss or theft of checks, expedite delivery, and lower administrative costs.

As advocates for individuals living with disabilities, we utilize our SSDI blog to translate government updates into actionable guidance. The last two months have brought several meaningful developments that affect how benefits are paid, how quickly some claims are processed, and what to expect from next year’s cost-of-living adjustment. Below, our SSDI advocates break down each change, explain who is affected, and share simple action steps you can take now.

Electronic payments are becoming the rule: paper checks end September 30, 2025

The U.S. Department of the Treasury will stop issuing paper checks for most federal payments on September 30, 2025, and that includes Social Security Disability Insurance. If you are one of the relatively small number of people still receiving a paper check, you will need to switch to direct deposit or to the Treasury-sponsored Direct Express debit card. Treasury is steering the change to cut fraud, speed up delivery, and reduce costs. You can enroll in several ways, including contacting your bank, using your my Social Security account, visiting GoDirect.gov, or calling the Electronic Payment Solution Center at 800-967-6857.

At Jeffrey Glassman Injury Lawyers, we are dedicated to keeping our clients and the community informed about significant changes to Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits. July and early August 2025 brought two significant developments that could have a substantial impact on current and future recipients. These changes include an expansion of the Compassionate Allowances list, which streamlines disability approvals, and a new overpayment recovery policy that could reduce monthly benefits by up to half for some recipients.

If you have questions about how these changes might affect your benefits, speaking with a knowledgeable social security disability lawyer can be invaluable. Our team can guide you through the application or appeals process, ensuring your rights and benefits are fully protected.

Faster Approvals Through Expanded Compassionate Allowances

Beginning with benefit payments issued in June 2025, millions of older Americans who are behind on federal student loans will see up to 15 percent of their Social Security income diverted to satisfy that unpaid debt. The Department of Education has already mailed some 195,000 collection notices, and every one of the roughly 5.3 million borrowers in default is expected to receive similar warnings over the summer.

At Jeffrey Glassman Injury Lawyers, we understand how disruptive and frightening this reduction can be. Social Security Disability Insurance is often the sole or primary source of income for retirees and for individuals living with disabilities. Below, we break down why the garnishments are restarting, who is most at risk, and, most importantly, what legal and financial tools you still have to protect your monthly check.

The Treasury Offset Program Is Back

Several updates to Social Security Disability Insurance (SSDI) are set to take effect in 2025, impacting beneficiaries and applicants alike. Our law firm provides an overview of the key changes: 

Cost-of-Living Adjustment (COLA): SSDI benefits will increase by 2.5% in 2025, reflecting the annual COLA designed to offset inflation. This adjustment raises the average SSDI benefit to approximately $1,580, with the maximum benefit reaching $4,018 monthly.

Substantial Gainful Activity (SGA) Thresholds: In 2025, the SGA thresholds, which determine the maximum earnings allowed while maintaining SSDI eligibility, will rise. For non-blind individuals, the SGA limit increases from $1,550 to $1,620 per month, and for blind individuals, it rises from $2,590 to $2,700 per month. 

The Social Security Administration announced that the cost-of-living adjustment (COLA) for 2023 is 8.7%. This is the highest increase since 1981. The COLA will go into effect on January 1, 2023, for approximately 65 million Americans receiving Social Security benefits. Those receiving Supplemental Security Income (SSI) will see an increase in payments starting on Dec. 30, 2022. 

What Will The Average Increase Be? 

  • Social Security Disability (SSD) benefits will increase on average by $119 per month.

When you become disabled and can no longer work to support yourself, you may be eligible for Social Security Disability Insurance (SSDI). Unfortunately, myths and misinformation surrounding the application process could compromise your claim, such as waiting a certain period to apply. You must apply as soon as possible for your best chance at benefits as soon as you learn about your disability. 

Social Security Wait Times Highest in Over a Decade

There are several reasons why you should not wait to apply for disability benefits. Most importantly, wait times are near an all-time high due to a significant staffing shortage and a growing claims backlog. As of December 2022, the average time for a decision from Social Security is seven months – the longest in 14 years.

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