Articles Posted in Boston SSDI

For the last two years, we have been hearing a lot about how the Social Security disability fund will run out of money in late 2016 if nothing is done. The Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program comprise what people are talking about when they refer to Social Security disability. The United States Social Security Administration (SSA) administers both the SSDI and SSI programs, and the benefits money comes from the agency’s disability fund.

In addition to the disability fund, there is also a Social Security retirement fund. That fund is used to pay for the Social Security retirement benefits people are generally referring to when they say someone is collecting Social Security. While SSA administers both funds, the money, which is collected in the form of tax withholdings, must be maintained in separate funds, because they are for separate purposes.   However, until Congress passed a recent law, if the money was running low in one fund, it could easily borrow money from the other fund, so that there was no reduction in benefits. This is what has happened several times during the roughly 60 years the disability program has been in existence. Continue reading

As many are now aware, the Social Security Disability Insurance (SSDI) and the Supplemental Security Income (SSI) programs are facing a major budget shortage if Congress does not fix the problem soon. Specifically, by late 2016, there will be a 19 percent budget shortage for the disability programs, which will in turn result in a 19 percent cut in every one of the 9 million disability beneficiaries’ monthly checks. This will be devastating to these claimants and their families.

While Congress has claimed it is well aware of the situation and is using the crisis to generate headlines, their fighting among themselves has apparently not inspired confidence among the general public.   According to a recent news feature from Inquisitr, a Gallop survey revealed that 66 percent of Americans still believe Social Security is in a state of crisis, and 64 percent of Americans do not think disabled Americans will receive any money once the shortage occurs. Continue reading

Stepp v. Carolyn Colvin, an appeal from the United States Court of Appeals for the Seventh Circuit, involved a woman who used to work as a correctional officer, a training supervisor, and parole coordinator, who applied for social security disability benefits after suffering from a degenerative disc disease. In addition to the degenerative disc disease, she also claimed a secondary disability of depression.

Claimant first sought treatment for chronic neck pain in 2008. She underwent a series of MRIs, and it was determined she he a degenerative disorder to her cervical spine and thoracic spine. Doctors also found disc herniation and stenosis. The following year, she was referred to an orthopedic surgeon, and she complained of pain in her neck, chest, arms, and shoulders, as well as numbness in one hand and her legs, trouble balancing, memory loss, sleeping trouble, and other related issues. However, her doctor noted she had balanced walking, balanced standing, no problems with her grip strength, and rated her shoulder muscle strength as being four on a scale of five. He noted weakness in her upper extremities, but no serious issues. Continue reading

When you have a disability that was not caused by an on-the-job injury, and you do not have private long term disability insurance, Social Security disability insurance is probably your best way to get disability benefits to allow you to pay your bill and make ends meet. However, getting approved for Social Security Disability Insurance (SSDI) benefits is often not an easy task.

The first step in the application process is to fill out a claim for Social Security Disability Insurance benefits. You submit this application to the United States Social Security Administration (SSA), along with your medical records and a doctor’s recommendation, and wait while hoping for the best. Continue reading