The Social Security Administration (SSA) is responsible for running the Old Age and Retirement benefits program, the Social Security Disability Insurance (SSDI) benefits program and the Supplemental Security Income (SSI) program. The Old Age and Retirement program is the benefits program that every working American will qualify for when they reach a certain age, so as long as they have worked enough years and paid enough taxes to have become eligible for benefits. However, it should be noted that in an effort to stretch the budget and save money, Congress routinely increases the age at which someone will become eligible to receive these benefits.
The Social Security Disability Insurance benefits program is for working Americans who have become disabled and can no longer work. If they have worked enough years and have earned enough quarterly credits, they are said to have paid to into the system and can qualify for SSDI benefits. Continue reading