There has been a lot of talk lately that Social Security Disability Insurance (SSI) benefits and Supplemental Security Income (SSI) benefits will have to be cut by nearly 20 percent by late 2016 if Congress does not decide to fund the program soon. This would obviously be devastating to roughly 10 million Americans, and this is simply not acceptable. However, in addition to how much money is being spent on disability benefits in the United States, according to a recent article from the Boston Globe, a national panel is calling for additional investigation into how that money is being distributed.

1088940_2_annual_reports__3This was the recommendation in national report on the subject, which found some pretty striking issues about how SSA is awarding benefits. For example, the report found that in Hawaii, North Dakota, and Colorado, less that one percent of all indigent children were awarded benefits for Attention Deficit Hyperactivity Disorder (ADHD), as well as various other mental health conditions, while in the Commonwealth of Pennsylvania, more than five percent of indigent children are receiving Supplemental Security Income benefits for the same medical conditions. Continue reading

Anyone at any age can develop cancer without prior warning. While many people may not be aware of this unfortunate fact, each year thousands of newly diagnosed cancer patients in the United States will be under the age of 20 at time of diagnosis, according to a recent news feature from Tribune Star. Many of these victims are young children. It is hard to imagine anything worse than being told your child has cancer, and, as September is National Childhood Cancer Awareness month, it is worth taking a brief moment to think about these young victims and their families.

watch-children-1415869-mWhile many people are aware of the Social Security Disability Insurance (SSDI) program, which is designed to proved benefits for disabled adults who can no longer work due to a disability, many are not aware of the Supplemental Security Income (SSI) program, also administered by the Social Security Agency (SSA), and how it may be able to provide benefits to families caring for a child diagnosed with cancer. Continue reading

Everyone who has suffered a disability and is contemplating filing for Social Security Disability Insurance (SDDI) benefits is probably aware that it is often a difficult process to get their applications for benefits approved by the Social Security Administration (SSA). And the process takes a long time to complete.

1100587_hospital_handIt would make sense that people who are terminally ill and may not have a long time left to live would be given priority to obtain approval for their SSDI benefits, and SSA even has some specific cases where this occurs, but the reality of the situation is that most people, including the terminally ill, have at least six months of waiting before getting approved for benefits. This is assuming they get approved, which, for many unrepresented claimants, is also no easy task. Continue reading

There are many common misconceptions about the millions of Americans with disabilities who collect Social Security Disability Insurance (SSDI) benefits. As noted in a recent article from AZ Central, many people think that the Social Security Disability Insurance program pays money to people who never worked a day in their lives, so they can continue to stay at home and not work.

question-mark-1323680-mThis misconception could not be farther from the truth. In reality, the Social Security Disability Insurance program is only available for people who not only worked to earn a living but also worked long enough to qualify for benefits. As the name implies, the Social Security Disability Insurance program is a kind of insurance policy for every working American who pays taxes.     Continue reading

In Hesseltine v. Colvin, a case from the United States Court of Appeals for the Eighth Circuit, claimant graduated from high school in 2003. However, she graduated with a sixth grade reading level and was assessed as having a mental functioning level within in the “borderline range.”

selfportrait2Her disability issues first presented when claimant was a young child. At age eight, she was giving an IQ test and scored a full-scale IQ of 70. As part of the breakdown, she received a raw 72 in processing and 73 in verbal ability. A school mental health professional administered the test and determined her IQ and mental functioning level was within the borderline range. Continue reading

According to a recent article from Everyday Health, there are many myths that mislead people, in terms of applying for Social Security Disability Insurance (SSDI) benefits and what will happen after being awarded disability benefits.

top-secret-637885-mThis first myth listed is that it is not worth applying because you will just be rejected anyway. While it is certainly true that a large number of claimants will have their applications denied initially, this does not mean you should not bother to apply. Continue reading

For the last two years, we have been hearing a lot about how the Social Security disability fund will run out of money in late 2016 if nothing is done. The Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program comprise what people are talking about when they refer to Social Security disability. The United States Social Security Administration (SSA) administers both the SSDI and SSI programs, and the benefits money comes from the agency’s disability fund.

1144348_business__5In addition to the disability fund, there is also a Social Security retirement fund. That fund is used to pay for the Social Security retirement benefits people are generally referring to when they say someone is collecting Social Security. While SSA administers both funds, the money, which is collected in the form of tax withholdings, must be maintained in separate funds, because they are for separate purposes.   However, until Congress passed a recent law, if the money was running low in one fund, it could easily borrow money from the other fund, so that there was no reduction in benefits. This is what has happened several times during the roughly 60 years the disability program has been in existence. Continue reading

Social Security Disability Insurance (SSDI) benefits are available to workers who paid taxes long enough to have “paid into the system” and have become disabled for reasons other than an on-the-job injury. On-the-job injuries are typically covered by workers’ compensation benefits.

calculator1However, in the case of disabled children, the elderly, and blind individuals, it may be difficult or impossible to qualify for Social Security Disability Benefits due to the fact these people may never have worked, or even if they had worked at one time, had not worked long enough or recently enough to have paid into the system. One can only pay into the system by working enough fiscal quarters immediately prior to becoming disabled, and thus having earned enough quarterly credits. Continue reading

Alaura v. Colvin, an appeal from the United States Court of Appeals for the Seventh Circuit, involves a claimant who was hit in the back of his head by an attacker armed with a barstool. The 22-year-old claimant suffered a shattered skull as a result of the attack.

brainsAfter victim was hit with the bar stool, first responders rushed him to a local hospital, where he was immediately taken into surgery. Due to his traumatic brain injury (TBI), surgeons had no choice but to remove a part of claimant’s brain and place a metal plate on his skull to protect him from additional brain damage. This highly invasive surgical procedure is known by neurosurgeons as craniotomy. Continue reading

As many are now aware, the Social Security Disability Insurance (SSDI) and the Supplemental Security Income (SSI) programs are facing a major budget shortage if Congress does not fix the problem soon. Specifically, by late 2016, there will be a 19 percent budget shortage for the disability programs, which will in turn result in a 19 percent cut in every one of the 9 million disability beneficiaries’ monthly checks. This will be devastating to these claimants and their families.

budgetcutsWhile Congress has claimed it is well aware of the situation and is using the crisis to generate headlines, their fighting among themselves has apparently not inspired confidence among the general public.   According to a recent news feature from Inquisitr, a Gallop survey revealed that 66 percent of Americans still believe Social Security is in a state of crisis, and 64 percent of Americans do not think disabled Americans will receive any money once the shortage occurs. Continue reading

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