Social Security Disability Insurance (SSDI) benefits are available to workers who paid taxes long enough to have “paid into the system” and have become disabled for reasons other than an on-the-job injury. On-the-job injuries are typically covered by workers’ compensation benefits.
However, in the case of disabled children, the elderly, and blind individuals, it may be difficult or impossible to qualify for Social Security Disability Benefits due to the fact these people may never have worked, or even if they had worked at one time, had not worked long enough or recently enough to have paid into the system. One can only pay into the system by working enough fiscal quarters immediately prior to becoming disabled, and thus having earned enough quarterly credits. Continue reading