While many people think of retirement benefits when they think of Social Security, that isn’t the only program run by the U.S. Social Security Administration (SSA). There are also two disability programs. The first and most popular, is the Social Security Disability Insurance (SSDI) benefits program, and the Supplemental Security Income (SSI) program. According to a recent article from U.S. News and World Report, it is the combination of all three programs that can help lift people out of poverty, and it is important for Americans to known that Social Security benefits aren’t “just for seniors.”
In terms of Social Security Disability Insurance benefits and Supplemental Security Income benefits, there are roughly 11 million Americans who are able to take care of themselves and their families as a result of these benefits. As the author of this article notes, the vast majority of these disabled adults and children would be impoverished if it were not for these two programs. However, it is also important to understand that much to the disbelief of those who think we should get rid of the Social Security disability benefits program to save money in our federal budget, nobody is getting rich or even living a lavish lifestyle as a result of these benefits. They are very modest. Not only in terms of what people would be earning if they were able to work, but also as compared to the disability benefits programs in much of the developed world. Continue reading